Question 810
At the Elmhurst financial services firm, a service keeps personal profile histories indefinitely because storage is cheap and no deletion decision was made. Which underlying issue most directly explains this situation?
Explanation
Correct Answer
The strongest explanation is that long-term retention without a justified purpose increases privacy risk and governance burden. This accounts for the outcome and supports the action to define an approved retention and deletion basis for the personal data. This result addresses the stated challenge at the Elmhurst financial services firm.
Incorrect Answers
The proposed cause is relevant to service trust portal access requirements, but it does not explain why long-term retention without a justified purpose increases privacy risk and governance burden in the reported case. For the Elmhurst financial services firm, the direct corrective action is to define an approved retention and deletion basis for the personal data.
A numerical score reflects assessment activity and does not independently certify all applicable obligations. That is not the mechanism that accounts for the stated failure at the Elmhurst financial services firm.
Although user-related data risk policy scenarios differ from malware detection alerts and should match the investigation purpose, the presented symptoms do not support that as the primary cause; they indicate that long-term retention without a justified purpose increases privacy risk and governance burden. For the Elmhurst financial services firm, the direct corrective action is to define an approved retention and deletion basis for the personal data.