Question 50
At the Harborwick insurance organization, a project owner calls buying cyber insurance a technical prevention control that removes the chance of ransomware. What risk should the team identify as the primary issue?
Explanation
Correct Answer
The evidence indicates that financial risk transfer can offset loss but does not prevent or technically contain the underlying event. The appropriate response is to record insurance as risk transfer while separately deciding whether to mitigate avoid or accept remaining operational exposure and demonstrate that the risk register distinguishes insured financial exposure from tested protective controls. This result addresses the stated challenge at the Harborwick insurance organization.
Incorrect Answers
This explanation belongs to a different security or compliance situation. In this case, the observable gap is that financial risk transfer can offset loss but does not prevent or technically contain the underlying event. For the Harborwick insurance organization, the direct corrective action is to record insurance as risk transfer while separately deciding whether to mitigate avoid or accept remaining operational exposure.
Automated applications require independently managed identities rather than reliance on a human employee session. That may occur elsewhere, but the evidence at the Harborwick insurance organization instead points to the fact that financial risk transfer can offset loss but does not prevent or technically contain the underlying event.
Authorization controls permitted actions and excessive write rights are not necessary for a read-only requirement. That is not the mechanism that accounts for the stated failure at the Harborwick insurance organization.